Back
Smart Spending
7 May, 2025

Buying a Used Car? These Are the Things I Always Check Before Saying Yes

I still remember the first used car I bought. It was a mid-2000s Toyota Camry, champagne gold, clean interior, and—most importantly—it looked solid. The seller met me in a grocery store parking lot. He handed me a thick folder of maintenance records, smiled confidently, and told me it had “never given him a single problem.” I didn’t press too hard. The price was right. I paid in cash.

Three weeks later, the check engine light came on. Two months after that, the transmission failed. Turns out the car had been in a serious accident five years prior, and it had never really recovered. That folder? Mostly oil changes and tire rotations. Nothing about the frame damage.

Since then, I’ve learned how to verify a used car’s past before signing anything. And now, I’m sharing everything I wish I’d known back then—so you can avoid falling for a clean-looking car with a messy history.

Whether you're buying from a dealership, a private seller, or even a family member, this guide walks you through the real steps to verify a used car’s history with confidence.

Obtain a Vehicle History Report

Used Car.png A vehicle history report (VHR) is an essential document that provides detailed information about a car's past. Several reputable services offer these reports, including Carfax, AutoCheck, and the National Motor Vehicle Title Information System (NMVTIS).

  • How to Obtain: You can purchase a VHR online by entering the car's Vehicle Identification Number (VIN). Some sellers may also provide this report upon request.
  • Key Providers: Carfax is widely known for its comprehensive reports, while AutoCheck offers detailed auction data. NMVTIS is a government-backed database providing reliable information.

Check for Recalls and Safety Issues

Ensuring the vehicle has no unresolved recalls is a crucial safety step. Recalls address defects that could pose serious safety risks.

  • Government Websites: The National Highway Traffic Safety Administration (NHTSA) offers a free recall lookup tool where you can enter the VIN to check for recalls.
  • Manufacturer Websites: Many automakers also provide recall information on their websites. It’s wise to cross-check with the manufacturer for the most up-to-date information.
  • Steps to Take: If there are open recalls, contact the manufacturer or a local dealership to find out how they can be resolved. Often, recall repairs are performed for free.

Verify the Title Status

The title status of a vehicle indicates its legal status and whether it has a clear title, salvaged title, or rebuilt title. This information is crucial as it affects the car's value and insurability.

  • Clear Title: Indicates the car has no outstanding financial obligations and hasn’t been declared a total loss.
  • Salvage Title: Means the car has been deemed a total loss by an insurance company, often due to significant damage.
  • Rebuilt Title: Given to a salvage car that has been repaired and inspected to ensure it meets certain standards.
  • How to Verify: Check the title status through the VHR or directly through your state’s Department of Motor Vehicles (DMV). Ensure the title matches the seller’s name and has no liens.

Examine Maintenance Records

A well-maintained vehicle is likely to be more reliable. Maintenance records provide insight into how well the car has been cared for.

  • Service Records: Look for regular oil changes, tire rotations, brake inspections, and other routine maintenance. Consistent service history suggests the car has been well-maintained.
  • Dealer or Independent Mechanic: Maintenance records may be kept by the dealership where the car was serviced or by an independent mechanic. Request these records from the seller.
  • Gaps in Records: Be cautious of significant gaps in maintenance history, as this could indicate neglect or undisclosed repairs.

Inspect for Past Accidents

Accidents can significantly impact a car's structural integrity and future performance. Knowing if a car has been in an accident can influence your buying decision.

  • Accident Reports: VHRs typically include accident reports. Look for details on the severity and location of the damage.
  • Professional Inspection: Have a trusted mechanic inspect the car for signs of past repairs or hidden damage. They can identify issues that may not be obvious to an untrained eye.
  • Frame Damage: Pay particular attention to any reports of frame damage, as this can affect the car’s safety and handling.

Review Ownership History

Understanding the ownership history can provide clues about how the car was used and maintained.

  • Number of Owners: Fewer owners generally mean the car has likely been more stable. Multiple owners in a short period could be a red flag.
  • Use Type: Determine if the car was used for personal use, as a rental, or as a fleet vehicle. Rental or fleet vehicles may have higher wear and tear.
  • Location History: Where the car was driven can impact its condition. For example, cars from coastal areas may have more rust, while those from colder climates might have salt damage.

Verify the Odometer Reading

Odometer fraud is a significant issue that can misrepresent a car’s actual mileage, leading to overpayment and unexpected repairs.

  • Consistent Mileage: Check the mileage records on the VHR for consistency. Sudden drops in recorded mileage can indicate tampering.
  • Physical Inspection: Compare the odometer reading with the car’s wear and tear. Excessive wear on the pedals, seats, and steering wheel may suggest higher mileage than indicated.
  • Service Records: Cross-reference the mileage in the service records with the current odometer reading to ensure consistency.

Conduct a Thorough Test Drive

A test drive is one of the most revealing steps in the car-buying process. It allows you to assess the vehicle’s condition and performance.

  • Route Selection: Choose a route that includes a mix of city and highway driving to evaluate the car’s behavior in different conditions.
  • Performance Check: Pay attention to the engine performance, transmission smoothness, braking, and steering responsiveness.
  • Comfort and Features: Test the car’s comfort level, check all electronic features, and ensure there are no unusual noises or vibrations.

Get a Professional Inspection

Even if you are confident in your own assessment, a professional inspection can provide an extra layer of assurance.

  • Certified Mechanics: Hire a certified mechanic to perform a detailed inspection. They can spot issues that may not be visible to you.
  • Inspection Report: The mechanic will provide a report detailing any problems found, which can be used to negotiate the price or reconsider the purchase.
  • Cost Consideration: While this service costs money, it’s a worthwhile investment to avoid potential costly repairs in the future.

Steer Clear

Checking a used car's history before buying is crucial to ensure you're making a wise investment. By obtaining a vehicle history report, verifying the title status, examining maintenance records, and conducting a thorough test drive, you can protect yourself from potential pitfalls. Remember, a small investment of time and money upfront can save you from significant headaches and expenses down the road. Always prioritize transparency and due diligence to make the best decision when purchasing a used car.